How it works
Set up in minutes, in control the whole time
1. Sign in with Google
One tap to create your secure SpendLens account. We never ask for a banking password, PIN, CVV or OTP.
2. Add your accounts
Pick your bank from a searchable list, choose the account type, add a masked number and balance. Your accounts appear as branded cards on the dashboard.
3. Add transactions your way
Enter them manually, import a statement, or — on Android — opt in to automatic detection of bank transaction SMS.
4. Enable SMS detection (optional, Android)
Turn it on in Profile → Automatic transactions. The app requests the SMS permission only at that moment. Messages are parsed on your device; raw SMS is never uploaded.
5. Review before it's added
Detected transactions land in a review inbox. Confirm, assign an account, edit or ignore — nothing is added silently.
6. Understand your money
Your dashboard shows balances, cash flow, spending by category, budgets, goals and insights — from your real data.
7. Lock it down
Optionally enable App Lock so fingerprint, face or passcode is required to open the app.