Features
One app for your whole financial picture
Every feature works on your real data, and every source stays under your control.
Bank & account management
Add banks, cards, wallets and cash. Each account shows its brand, type, masked number, status and balance. Update balances, edit details, or remove an account any time. Known banks display a consistent brand mark from one shared registry; unknown banks use a safe generic icon.
Transaction tracking
A clean, filterable history — by account, type, source and date. Clear debit/credit treatment (never colour alone), category icons, and a source indicator so you always know where an entry came from.
Automatic SMS detection — Android, optional
Opt in to detect eligible bank/UPI transaction messages on your device. Parsing happens on-device; only normalized fields are sent, never the raw SMS. Detected items wait in a review inbox for you to confirm, edit or ignore.
Review inbox
Detected transactions are never added silently. Confirm the ones that are right, assign an account when needed, edit the merchant, or ignore the rest.
Spending insights
See where your money goes by category, income vs. expenses over week/month/quarter/year, and month-over-month trends — all computed server-side from your real transactions.
Budgets & goals
Set category budgets with threshold alerts, and track savings goals with progress toward a target.
Recurring & upcoming
SpendLens surfaces recurring payments it detects so you can see what's coming up. Nothing is invented — it appears as patterns emerge.
App lock & biometrics
Lock the app behind your device fingerprint, face or passcode, with a configurable auto-lock delay (immediately, 30s, 1m or 5m).