Privacy-first personal finance
Your entire financial life, clearly.
SpendLens brings your accounts, spending and goals into one calm, private place — with optional automatic detection of bank transaction messages on Android.
Recognises transaction messages from major Indian banks & UPI apps
Everything in one lens
Understand your money without the busywork
SpendLens turns scattered financial activity into a clear picture — you stay in control of every source and every entry.
Bank & account management
Add your banks, cards, wallets and cash. Each shows its brand, type, masked number and balance — at a glance.
Transaction tracking
A clean, filterable history with clear debit/credit treatment, categories, and the source of every entry.
Automatic SMS detection (Android, optional)
Opt in to let SpendLens read eligible bank transaction SMS on your device and prepare them for your review. Off by default.
Spending insights
See where your money goes by category, month-over-month trends, and cash-flow — computed from your real data.
Budgets & goals
Set budgets with threshold alerts and track savings goals toward the things that matter.
App lock & biometrics
Lock the app behind your device fingerprint, face or passcode, with a configurable auto-lock timer.
Built to be trusted
Privacy and control, by design
SpendLens is a personal finance tool — not a bank. It never asks for your banking password, UPI PIN, card PIN, CVV or OTP.
- ✓ Balances are hidden by default and revealed only on your device
- ✓ Detected SMS is parsed on your device — raw messages are never uploaded
- ✓ Detected transactions wait for your review before being added
- ✓ Your session is kept in the device's secure keystore
- ✓ You can turn SMS detection off, and delete your account, at any time
What we never do
We don't ask for bank credentials, we don't sell your data, and we don't upload raw SMS. We describe only what the app actually does — no unverified “bank-grade” or “100% secure” claims.
See our Privacy Policy and account deletion options.
Get started
Download SpendLens for Android
Free to download. SMS detection and app lock are optional and fully in your control.
▶Get it onGoogle Playat launch